Oregon Insurance Changes

New requirements for Oregon auto insurance, motorcyle coverage

Oregon legislators have approved several changes to motorcycle and auto insurance coverage requirements.

Effective Jan. 1, 2010:

  • The minimum limit for property damage coverage (mandatory for auto insurance) increases to $20,000. This means if you get in an auto accident, you'll have up to $20,000 available in coverage for legally collectible damages to the property of others.
  • The minimum limit for uninsured motorist property damage (optional) will increase to $20,000. This means if your vehicle is damaged by an uninsured driver, we will pay you for legally collectible damages up to $20,000.
  • Wage loss payments for Personal Injury Protection coverage (mandatory for both auto and cycle insurance) will increase to $3,000 per month for 52 weeks.
  • Motorcyclists who complete a safety course will receive a three-year discount on liability, collision and guest passenger coverage. To receive the discount, cyclists must provide their agent with a copy of the certificate of completion. View a list of approved motorcycle safety courses.

Learn more about auto insurance in Oregon.

If you have questions, please contact your American Family agent.