A Simple Discussion Can Sync Your Coverage with Your Life

A new year. A fresh start. A time for adventure. A time to dream.

Whatever your 2012 plans include, make sure you're protecting the people and property that make them special.

We can help.

If it's been a while since you checked in with your agent, consider scheduling a personal insurance review. It's the perfect opportunity to discuss your plans for the coming year, and to make sure your coverage is keeping pace with your life.

Here are some questions to consider as you think about your insurance needs. We've also included links to important resources for helping you plan.

Is your family structure changing?

If you have a new baby or spouse, you may want to update the beneficiary designations on your life insurance documents.

You'll also want to talk about options for keeping your loved ones covered in the event of your death. Our Life Insurance Needs Calculator is a great discussion-starter for this very topic.

And if annuities are something you're considering (or just want to learn more about) use this educational tool as a warm-up to your talk. It will help you calculate different payout scenarios based on your unique needs.

Will you be remodeling or expanding your home?

A new deck ... a sunroom ... a finished basement for rest and relaxation. If you'll be making changes to your home, you could also be changing its value. Make sure your coverage is keeping pace. Insuring your home to value is one of the best ways to protect the dreams surrounding your dream home.

And to help you protect the people and property within your four walls, take a virtual tour of our American Family Interactive Home, with versions for both apartments and houses. Once inside you'll find plenty of easy to implement safety suggestions.

Buying a new car or adding a driver?

Perhaps this is the year you upgrade your ride. Your American Family agent can help make sure you're getting the best auto insurance rates possible, and the quality coverage and service you deserve.

For guidance on picking safe wheels, check out the Insurance Institute for Highway Safety's TOP SAFETY PICKS 2012. The site includes a tool for seeing just how your personal vehicles stack up.

And if you have a new teen driver taking to the wheel, be sure to check out our award-winning Teen Safe Driver Program. Its mix of education, coaching and exclusive technology can help you and your teen work together on developing safer driving habits.

Starting a small business?

If you're launching a commercial venture - whether out of your home or in a new location - be sure you're keeping it covered. Your American Family agent offers flexible business insurance packages to meet your unique needs.

And for help taking your business to the next level, be sure to sign up for our no-cost Business Accelerator Program. Its award-winning curriculum offers tips on marketing, finance, growth and more.

family with new baby and home

What's in store for 2012?

Here are a few fun dates to keep in mind as you fill out your calendar for the coming year (a leap year, by the way).

Feb. 5:
Super Bowl XLVI

July 27-Aug. 12:
2012 Summer Olympics

Aug. 6-20:
NASA's Curiosity Rover to Land on Mars

Nov. 6:
U.S. Presidential Election

Nov. 13:
Total Solar Eclipse
(visible in Northern Australia and the South Pacific)