Life Lessons

Life Insurance Helps Those You Love Most

As a child, actress Leslie Bibb (Iron Man 2, Talladega Nights: The Ballad of Ricky Bobby) learned just how fragile life can be when her father died in a work-related accident at age 39.

Bibb also learned an important lesson in love. Her father’s legacy included a life insurance policy, which helped provide for the needs of Bibb, her three sisters and their mother.

His life insurance was his legacy of love to our family, allowing us to carry on with our lives and to continue living.
– Leslie Bibb

Bibb is now such a believer in the importance of life insurance she’s serving as national spokesperson for Life Insurance Awareness Month (LIAM), a program of the nonprofit LIFE Foundation.

Contact an agent to get a life insurance quote.

10 good reasons to get life insurance now.

  • 1.

    For a lower premium

    Your life insurance premium is based, in part, on your age. So the sooner you act, the sooner you can take advantage of a lower rate.

  • 2.

    To protect your future insurability

    Somewhere down the road, failing health could prevent you from qualifying for life insurance. The time to buy life insurance is while you are in good health.

  • 3.

    In case of a job change

    A new position doesn't always come with life insurance benefits, or they may be insufficient for your needs.

  • 4.

    Because people count on you

    You may not know what the future will bring, but you can choose to ask about financial protection. In the event of your death, help make sure your loved ones are financially protected. Proceeds from a life insurance policy can be used to help pay funeral expenses, make mortgage or rent payments, cover child care, pay off outstanding credit card or loan debt, provide care for an elderly or disabled relative, provide education funding and more.

  • 5.

    In response to a recent life event

    Marriage, the birth or adoption of a child, or a new home can all trigger the need for life insurance to protect your loved ones' financial future.

  • 6.

    You are vacationing soon

    Before you take your next vacation, it's a good idea to have your affairs in order, including life insurance.

  • 7.

    Your business may require it

    You may be considering a buy-sell agreement that requires you and your partners to buy life insurance.

  • 8.

    Life insurance proceeds avoid probate process

    In the event of your death, help make sure your loved ones receive proceeds quickly and privately.

  • 9.

    You have personal experience

    Perhaps you know someone who's lost a loved one and have seen firsthand how life insurance can add security in a difficult time. On the other hand, maybe you've seen just the opposite and are determined to make sure your family is taken care of.

  • 10.

    To provide a gift to your favorite charitable cause

    In the event of your death, proceeds from a life insurance policy can help your favorite charity accomplish its goals for generations to come.

How Much Life Insurance Do You Need?

It's not the easiest topic to discuss, but few matters are more important to your family than life insurance. It's the resource that takes care of their ongoing needs – mortgage payments, household operations and so much more – should you pass away. This calculator will help you estimate the right amount of coverage to ensure your dependents are financially stable.

Try the Life Needs Calculator

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