Home Safety

Downsizing and Storage

For those who are downsizing their belongings to live in a smaller home or apartment, or moving home to live with parents to save money may find storage units as useful solutions for extra belongings.


Although storage units may be the answer to de-cluttering your home, the Insurance Information Institute (I.I.I.) suggests coverage is the answer to protecting items while in storage.

The I.I.I. offers the following tips for choosing a storage company:

Make sure the facility is constructed using fire-resistant materials.

Find out what security measures are being taken by the storage company. Well run facilities provide electronic gates with coded access, an on-site manager, monitored video surveillance, adequate lighting, individual door alarms and personal locks available for purchase.

Use a facility that offers climate-controlled space. Climate-controlled units maintain a temperature of 55 to 85 degrees. This feature helps protect stored belongings from extreme temperatures as well as mold and mildew.

The unit should have roll-up doors that properly close and lock.

Check that the roof is in good repair with no sign of interior leaks.

Make sure the facility prohibits the storage of hazardous material.

More Information

For questions about covering your personal items, contact your agent, visit our website www.amfam.com, or call 1-800-MYAMFAM (1-800-692-6326) for more information.

These recommendations were developed using generally accepted safety standards. Compliance with these recommendations is not a guarantee that you will be in conformance with any building code, federal, state or local regulation regarding safety or fire. Compliance with these recommendations does not ensure the absolute safety of your occupation, business or residence. It is the property owner’s duty to warn any tenants or occupants of the property of any safety hazards that may exist.