How We Do Business

Integrity

Our policyholders and business partners rely upon our promise to be there in their time of need. This is a cornerstone of our assumed reinsurance program.

Analysis

We use an analytical, model-driven approach to managing our catastrophe exposures.

Appetite

We built our assumed reinsurance program by focusing on property excess of loss reinsurance with target placements between $5 million and $10 million. We will continue to grow our excess of loss book, as well as, explore new proportionate programs and other assumed reinsurance opportunities throughout the world.

Diversification

American Family has built a substantial Midwestern portfolio and now has the ability, through reinsurance, to add other U.S. and worldwide exposures in areas where many others may have limited capacity.