How We Do Business


Our policyholders and business partners rely upon our promise to be there in their time of need. This is a cornerstone of our assumed reinsurance program.


We use an analytical, model-driven approach to managing our catastrophe exposures.


We built our assumed reinsurance program by focusing on property excess of loss reinsurance with target placements between $5 million and $10 million. We will continue to grow our excess of loss book, as well as, explore new proportionate programs and other assumed reinsurance opportunities throughout the world.


American Family has built a substantial Midwestern portfolio and now has the ability, through reinsurance, to add other U.S. and worldwide exposures in areas where many others may have limited capacity.