Discounts

American Family Insurance offers you a variety of ways to save money through auto and homeowners insurance discounts. You may qualify for one or more of the following discounts:

FAQs

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Should I choose a safer car?
If you drive a small vehicle or high-performance sports car, you’re more likely to be involved in a serious crash, according to the Highway Loss Data Institute. Other cars are expensive to repair because of their specialized design or construction materials. To learn which cars cost insurance companies more to insure, and therefore cost you more in premiums, visit the Insurance Institute for Highway Safety’s Web site. There you’ll find details on shopping for a safer car as well as up-to-date safety ratings.

For more information or to purchase coverage, please contact your local American Family Insurance agent.
Should I raise my deductible?
A higher deductible lowers your auto premium; however, you risk paying more out-of-pocket expenses if you suffer a loss and file a claim. If higher claims payments are a concern, consider stashing away the money you save by raising your deductible so it’s available should you need it.

For more information or to purchase coverage, please contact your local American Family Insurance agent.
How can I prepare for an emergency such as a stalled vehicle?
When you’re stranded on the highway – or in your driveway – you have enough to worry about. Determining where help will come from shouldn’t be your concern.

With American Family’s Emergency Road Service coverage, a simple phone call to 1-800-MYAMFAM means help* is on the way – 24/7, 365 days a year.

And you won’t be asked to pay. The service’s sign-and-drive component keeps your attention focused on your most important concerns – the destination, and the passengers with whom you share the ride.

For more information or to purchase coverage, please contact your local American Family Insurance agent.

*Services are performed by and /or through Cross Country Motor Club, Inc., except in Alaska, California, Hawaii, Oregon, Wisconsin and Wyoming, where services are performed by and /or through Cross Country Motor Club of California, Inc.”
What is Auto Rental Reimbursement?
While your vehicle’s damages are being repaired, this additional coverage will pay for all or part of a rental vehicle, depending on the limits you choose. This endorsement is only available to customers who carry both comprehensive and collision coverage.

For more information or to purchase coverage, please contact your local American Family Insurance agent.