SWEEPSTAKES DESCRIPTION:

Enter our Waypoint Online Driving Assessment Sweepstakes today. Take the Driving Assessment and be entered to win a $50 gift card from LifeIsGood.com. Ten (10) winners will be drawn from entries completed between June 26, 2014 and July 31, 2014.

SPONSOR:

American Family Mutual Insurance Company and its subsidiaries, 6000 American Parkway, Madison, WI 53783.

ADMINISTRATOR:

This Sweepstakes is administered by American Family Mutual Insurance Company's Innovation Department. The Administrator is responsible for the collection, submission and processing of entries and the overall administration and execution of the Sweepstakes. Entrants should look solely to Administrator with any problems related to the Sweepstakes. To contact the Administrator please e-mail your questions or comments to: INNOVATION@amfam.com To help us properly identify your email please enter: Waypoint Online Driving Assessment Sweepstakes in the Subject line.

NO PURCHASE NECESSARY:

NO PURCHASE, PAYMENT, QUOTE OR FEE IS NECESSARY TO ENTER. A PURCHASE, PAYMENT, OR QUOTE WILL NOT INCREASE YOUR CHANCES OF WINNING.

ODDS OF WINNING:

Winners will be selected in a random drawing from all eligible entries received. Odds of winning depend on the total number of eligible entries received.

ELIGIBILITY:

Entrants must be 18 years or older at the time of entry and a resident of the following states AZ, CO, GA, IA, ID, IL, IN, KS, MN, MO, ND, NE, NV, OH, OR, SD, UT, WA, WI. Employees, agents, officers and directors (including immediate family members) of American Family Mutual Insurance Company including their affiliated companies, subsidiaries, licensees, distributors, dealers, retailers, printers and advertising and promotion agencies, and any and all other companies associated with the Sweepstakes are not eligible to participate. The term "immediate family member" includes spouses, grandparents, parents, siblings, children, and grandchildren.

HOW TO ENTER:

To enter the Sweepstakes, complete the Driving Assessment as directed. Only one entry per email address may be submitted. In the event of a dispute regarding the identity of a participant’s entry, the entry will be deemed to have been made by the authorized holder of the e-mail at the time the entry was made.  Neither Sponsor nor Administrator are responsible for lost, late, incomplete, garbled, illegible or misdirected entries, or for any error, human, technical or otherwise, which occurs or may occur in the processing of entries as more fully described herein. All entries become the exclusive property of Sponsor.

START AND END DATES:

The Sweepstakes begins at 12:00:01 a.m. CDT ("Central Time") on June 26, 2014 and ends 11:59:59 p.m. CDT on July 31, 2014 ("Entry Period").  For purposes of eligibility, timing of entries will be based on date and time received by Sponsor, not date and time submitted.

HOW WINNER IS SELECTED:

After the conclusion of the Entry Period the Sponsor will randomly select ten (10) Prize winners. The decisions of Sponsor are final and binding on all matters relating to this Sweepstakes. Prize winner will be notified by email at entrant's submitted email address. Neglecting to respond to the Sponsor's email within five (5) business days of email receipt shall result in disqualification.

Prize winner may be required to sign and return an Affidavit of Eligibility/Winner Letter and Liability/Publicity Release (collectively, Affidavit") within five (5) business days of email receipt or the prize will be forfeited. In case of disqualification, a new winner shall be picked randomly.

WINNER ANNOUNCED:

The winners will be notified by email on or about August 15, 2014.

AWARD/PRIZE:

There are ten (10) Prizes available. The Prize winner will receive the following: one (1) LifeIsGood.com gift card in the amount of $50. Total Approximate Retail Value ("ARV") of Prize: Fifty Dollars ($50.00).  Prize winner will be solely responsible for all federal, state and/or local taxes and for any other fees or costs associated with the prize. If the actual value of any prize is less than the ARV stated herein, the prize winner will NOT be entitled to a check, cash or other form of payment for the price difference. For tax reporting purposes, the prize winner may be required to provide Sponsor with a valid social security number before the prize will be awarded.  An IRS Form 1099 may be issued in the name of the winner for the actual value of any prize received.  Prize winner cannot assign or transfer the prize to another person. The prize cannot be redeemed for cash.  No prize substitution is allowed except at the discretion of Sponsor. If a prize cannot be awarded due to circumstances beyond the control of Sponsor, a substitute prize of equal or greater retail value will be awarded.  If prizes are awarded but unclaimed/forfeited by recipient, prize may not be re-awarded, in Sponsor’s sole discretion. Any depictions of prizes are for illustrative purposes only.

SWEEPSTAKES ADMINISTRATION:

Participation in Sweepstakes and acceptance of prize constitutes each winner’s permission for any statements made by each Winner regarding the Sweepstakes, Sponsor, or American Family for advertising or promotional purposes without notice or additional compensation, except where prohibited by law. Please read the Privacy Policy for more information about information collection and use practices found at http://www.amfam.com/security/privacy.asp.

GENERAL CONDITIONS:

Sponsor reserves the right to amend the Official Rules at any time in its sole discretion due to amendment and/or adoption of new or existing laws and/or regulations regarding the administration, operation or any other aspect of the Sweepstakes in any jurisdiction. Please check the Official Rules referenced in the Driving Assessment participation email for any changes/modifications. The Sponsor, American Family Mutual Insurance Company, and their respective employees, agents and representatives are not responsible for incorrect or inaccurate transcription or loss or delay of entry or prize reply information, or for any technical or human errors associated with the Sweepstakes.

By entering and participating in the Sweepstakes, you agree: (i) to abide by and be bound to the Official Rules and decisions of Sponsor and Administrator; (ii) Sponsor and Administrator reserves the right, in their sole discretion, to disqualify and/or deem ineligible any individual it suspects to be in violation of, or to have failed to agree to, these Official Rules, Privacy Policy, Terms of Use, or to be acting in a disruptive or dishonest manner; and (iii) sponsor reserves the right to cancel or modify the Sweepstakes if fraud or any other factor impairs the integrity of the Sweepstakes as determined by Sponsor, in its sole discretion. If, in Sponsor's or Administrator's opinion, there is any suspected or actual evidence of tampering with any portion of the Sweepstakes, or if the integrity of the Sweepstakes is otherwise compromised, the Sponsor reserves the right, in its sole discretion, to void any submissions at issue (including disqualifying any individual who tampers with the submission process), and to cancel, terminate, modify or suspend the Sweepstakes, in whole or in part, at any time without notice.

You agree that submission of an entry in the Sweepstakes constitutes agreement to these rules. You may not submit an entry to the Sweepstakes and are not eligible to receive the prizes described in the official rules, unless you agree to the official rules. These official rules form a binding legal agreement between you and the Sweepstakes sponsors with respect to the Sweepstakes.

In the event of such cancellation, Sponsor reserves the right to award the Prize in a random drawing from all eligible submission received before the time of cancellation.

DISCLAIMER:

Sponsor, Administrator and any agents acting for or on their behalf are not responsible for error, omission, interruption, deletion, defect, delay in operations or transmission, theft or destruction or unauthorized access to or alterations of entry materials, or for technical, network, telephone, computer, hardware or software malfunctions of any kind, or inaccurate transmission of, or failure to receive entry information on account of technical problems or traffic congestion on the Internet or at any website or any combination thereof, or the incorrect or inaccurate capture of entry information or the failure to capture any such information. Sponsor and Administrator are also not responsible for any injury or damage to entrant's or any other person's computer related to or resulting from participating or downloading any materials in the Sweepstakes or for any electronic mail that is late, lost, misdirected, damaged, incomplete, or illegible. If the Sweepstakes becomes technically corrupted or compromised due to any of the foregoing factors or non-authorized human intervention, Sponsor reserves the right, in their sole discretion, to terminate the Sweepstakes in its entirety or to select potential Winner from all eligible submissions received prior to termination. Notwithstanding anything to the contrary contained herein, Sponsor reserves the right to cancel, terminate or modify any promotion not capable of completion as planned, including infection by computer virus, bugs, tampering, unauthorized intervention, force majeure or technical failures of any sort.

LIMITATION OF LIABILITY:

YOU UNDERSTAND AND AGREE THAT YOU SHALL HAVE NO RIGHT TO ENJOIN OR RESTRAIN THE DEVELOPMENT, PRODUCTION, ADVERTISING, PROMOTION, DISTRIBUTION OR EXPLOITATION OF THE SWEEPSTAKES OR SPONSOR. IN NO EVENT WILL SPONSOR, ADMINISTRATOR, OR THEIR PARENTS, AFFILIATES, SUBSIDIARIES, AND RELATED COMPANIES, OR THEIR RESPECTIVE OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, AGENTS, SUCCESSORS AND ASSIGNS (COLLECTIVELY, THE "RELEASEES") BE RESPONSIBLE FOR ANY CLAIMS, ACTIONS, DEMANDS, LOSSES, LIABILITIES, DAMAGES, COSTS AND EXPENSES (INCLUDING, ATTORNEYS' FEES) OF ANY KIND, INCLUDING WITHOUT LIMITATION, DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, WHETHER FORESEEABLE OR NOT AND WHETHER BASED ON NEGLIGENCE OR OTHERWISE, ARISING OUT OF YOUR PARTICIPATION IN THE SWEEPSTAKES, THE ACCEPTANCE, POSSESSION, USE, MISUSE, LOSS OR MISDIRECTION OF THE PRIZE, PARTICIPATION IN ANY SWEEPSTAKES RELATED ACTIVITIES OR ACCESS TO AND USE OF ANY INTERNET SITE, AND YOU AGREE TO RELEASE, DEFEND, INDEMNIFY, DISCHARGE AND HOLD HARMLESS THE RELEASEES FROM ANY SUCH CLAIMS, ACTIONS, DEMANDS, LOSSES, LIABILITIES, DAMAGES, COSTS AND EXPENSES, INCLUDING, WITHOUT LIMITATION FROM ANY DAMAGE, INJURY, DEATH, LOSS OR OTHER LIABILITY EITHER AT LAW OR EQUITY WHETHER KNOWN OR UNKNOWN, ASSERTED OR NOT ASSERTED THAT MAY ARISE FROM OR IN ANY WAY RELATE TO YOUR PARTICIPATION IN THE SWEEPSTAKES OR THE AWARDING, ACCEPTANCE, USE OR MISUSE OF ANY PRIZE. WITHOUT LIMITING THE FOREGOING, THE SWEEPSTAKES, THE PRIZE AND MATERIALS ARE PROVIDED "AS-IS" WITHOUT ANY WARRANTY OR REPRESENTATION OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE AND NON-INFRINGEMENT. SOME JURISDICTIONS MAY NOT ALLOW THE LIMITATIONS OR EXCLUSION OF LIABILITY FOR INCIDENTAL OR CONSEQUENTIAL DAMAGES OR EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE LIMITATIONS OR EXCLUSIONS MAY NOT APPLY TO YOU. CHECK YOUR LOCAL LAWS FOR ANY RESTRICTIONS OR LIMITATIONS REGARDING THESE LIMITATIONS OR EXCLUSIONS.
Attn: Moriarty, Mail Stop Q16V
American Family Insurance
6000 American Parkway
Madison, WI 53783

WINNERS LIST:

For a list of winners, mail a self-addressed stamped envelope to the Sponsor at the address above.